Thursday, April 19, 2018

SCAMS TO AVOID: WATCH OUT FOR THESE

TRUE:  Medicare is sending out new Medicare cards beginning April 2018.  If your address on file is correct, you don't need to do anything.

FALSE:  Medicare or Social Security will NOT contact you to get personal information before sending out the new cards.  They will not call and ask for your Social Security number, date of birth or Medicare number--they already have this information.  If someone calls you, it is a SCAM.  Do not provide personal or sensitive information over the phone.

On another matter, be careful about fictitious programs offering lots of free benefits or free money just by claiming it.  If you are told about a "Freedom Check" that you can get, there is no such thing.  You will be asked to send in a payment of $49 to $99 for a "newsletter" to explain how to get money.  All you will get, if you are lucky, is a cheap "newsletter."  You won't get any money.  The government, and nobody else, is giving away free money to the public.

If free money was being given away, you would not have to buy a "newsletter" to find out how to claim the money.  This is ridiculous on the surface but thousands have fallen for it.  Beware of any scam that you must send money to before you can claim a benefit.  It's always a scam.

If you have doubts about whether a call or an offer is legitimate, ask for the name of the caller, name of the company, phone number--and then call the local Better Business Bureau to check on the offer.

Sunday, April 15, 2018

HOW TO TELL IF YOU HAVE A STRONG DISABILITY CLAIM....

How do you know if you have a strong disability claim?  Here are some give-aways.

1)  Your doctor has told you that you should file for disability.  This probably means your doctor will fill out a form supporting your claim.

2)  You are compliant with medical advice but are still unable to work.

3)  You are over age 50.  Younger persons may get disability benefits, but being over 50 is an advantage.

4)  You have a long, steady work record.

5)  You have attempted to go back to work but were unable to continue because of your medical conditions or symptoms.

THE STEPS YOU NEED TO TAKE:
  • File an application for benefits.  You may be denied.  If so, appeal within the 60 day limit.
  • Prepare for your hearing.  The best way to prepare is to find a Social Security disability lawyer or advocate who can help you.  There is much to be done.
FIND A SOCIAL SECURITY DISABIILTY ADVOCATE

(256) 799-0297